As a Certified Divorce Lending Professional, (CDLP™), I focus my practice on helping divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property.

Since 2005, Louis Baca has spent well over 25,000 hours to become an expert in mortgage finance. Serving both residential and commercial borrowers in all parts of the country, Louis is licensed coast-to-coast in 48 states nationwide (25 actively) and works by referral only.

As a Certified Divorce Lending Professional, Louis leverages his 14 years of experience and specialized divorce training to position his borrowers properly so they can maximize their financial opportunity in any situation.

Residing in Murphy, Texas (a suburb of Dallas), Louis is a Producing Branch Manager for Geneva Financial and runs a branch of dedicated in-house production staff and a team of loan officers that deliver a seamless and wonderful experience every time from start to finish.

Louis has been interviewed on Dallas stations 105.3 The Fan, 1080 KRLD, 1190 KFXR. A family man, he has a YouTube channel, Bringing Up The Bacas, designed to share a portion of his family of six's daily life.

In 2010, he helped Rodney Anderson introduce a bill to Congress to help millions of Americans unfairly plagued by medical debt. A version of the Medical Debt Responsibility Act, which would erase medical debts from credit reports within 45 days of being settled or paid, was approved by the House with bipartisan support.

The bill has been reintroduced multiple times and currently, Jr. Senator Jeff Merkley has sponsored a revised version erasing medical debts after 180 days in the S. 3351 (115th): Medical Debt Relief Act of 2018.

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NMLS ID: 196378