As a Certified Divorce Lending Professional, (CDLP™), I focus my practice on helping divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property.
The Ryan Grant Team has been a pioneer in transforming the way that the consumer looks at their mortgage lending relationship. For over 13 years, Ryan and his team of outstanding professionals have provided a level of value to their clients that is not common in the mortgage business, which has helped them become the #1 Mortgage Lending Team in Orange County, CA and among the top 25 in the United States.
In a typical mortgage experience, you would call a lender and tell them what you would like and the sales person would tell you if they can help you and at which terms you would get. We simply don t believe that there is much value in that at all. Any mortgage company will tell you what you CAN do, but very few will help you understand what you SHOULD do. Our team takes the time to better understand your entire situation and our advice is based around your short and long term goals. We spend the time with each client, either in our office or through a virtual meeting, to walk you through every step of the process and to ensure you have clarity around making an educated decision.
We want you to ask yourself the question, Who is really benefiting from the lenders suggestion? In a typical mortgage experience, the lender is benefiting. When working with our team, it s important that you know that our Mortgage Advisors are compensated on a salary, not based on 100% commission like most mortgage companies. This allows our team to give you unbiased and well thought out advice and guidance, regardless of the outcome, not only now, but for years to come.
Our team believes that because we often times are helping you with your largest financial asset (your home) and your largest debt (your mortgage), that we have a fiduciary responsibility to proactively help you make smart decisions, before, during and well after your initial transaction with us. We have a goal of helping all of our clients grow their wealth over time, reduce their debt for a debt free retirement and plan appropriately for their future.
Ryan and his team have not only dedicated themselves to helping enrich the lives of the families they serve, but to helping the community as a whole. The Ryan Grant Team has a charitable division of their group called Grant Team Wishes which is dedicated to helping underprivileged families.
Education: Ryan Grant has a BA in Law and Economics from the University of California, Santa Barbara.
Awards & Recognitions: Presidents Club- Top Producer Award (2012 “ 2018), Scotsman Guide Top 100 Mortgage Consultants in America (2013 “ 2018), Mortgage Executive Magazine Top 200 Loan Originators in the US (2013 “ 2018),OC Metro's 40 Under 40 Award - Awarded to the 40 most influential business people under the age of 40 in Orange County, Voted Best Mortgage Lender in Irvine and Aliso Viejo for 2016 and 2017.
Licensing & Affiliations: Licensed DRE#: 01728477, Member of OCAR, CAMB, CAMP and Irvine Chamber of Commerce. Fairway Independent Mortgage #2289. Licensed NV Mortgage Lender.
Licensed to work in: Arizona (0945479), California (CA-DOC118767), Colorado (100510485), Florida (LO48874), Idaho (MLO-143767), Nevada (60939), New Mexico, Oregon, Texas, Washington (MLO-118767)
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NMLS ID: 118767