- Charles Kalonji
- Guaranteed Rate
- NMLS ID 694757
As a Certified Divorce Lending Professional, my practice is Divorce Mortgage Planning. This is not a loan product or a mortgage application. It is the analysis that sits underneath the property and debt decisions in a divorce: what the equity solutions actually are for each party, whether the proposed settlement will support financing once the decree is entered, how support, timing, and title language affect qualification, and where the settlement, the mortgage, and the real property contradict one another. I bring that analysis to the divorce team while the terms are still open, because after the agreement is signed, the language is what everyone has to live with, and financing has to conform to it rather than the other way around.
With over 21 years of experience in the mortgage industry, Charles Kalonji is a seasoned loan officer committed to helping individuals and families achieve their homeownership goals. Drawing on his deep expertise in mortgage lending, Charles provides tailored guidance and dependable solutions that fit each client's unique financial situation. Passionate about multicultural lending, he takes pride in serving diverse communities and ensuring that every borrower—regardless of background—receives clear, honest, and empowering support throughout the mortgage process. Charles graduated from Garfield High School in Seattle, WA and received a Bachelor of Arts degree from the University of Washington. He lives in Kent, WA with his wife and children. He also enjoys giving back to his community, by volunteering with several youth programs in the area.
Connect with me on social: https://www.facebook.com/equity4u
Connect with me on social: https://www.linkedin.com/in/charles-kalonji-bbb6ba9a/
Connect with me on social: https://www.instagram.com/Charles_kalonji_loan_officer
How can I help you? Register for weekly divorce mortgage planning tips and newsletter; Download Divorcing Homeowner Workbook or Request More Information.
Always work with a Certified Divorce Lending Professional (CDLP®) when going through a divorce and real estate or mortgage financing is present.
This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice.
Copyright Divorce Lending Association. No portion of this content may be reproduced without the written consent of the Divorce Lending Association.
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