Empower Your Clients and Elevate Your Practice: Why Divorce Professionals Should Embrace Divorce Mortgage Planning with a CDLP®

Elevate Your Divorce Practice: Partner with a CDLP®

Why Divorce Professionals Should Integrate Mortgage Planning

Divorce is never just about splitting assets. The marital home and mortgage financing sit at the intersection of law, finance, and real estate, and without a specialized perspective, settlements are at risk. By integrating divorce mortgage planning, you strengthen your practice, better protect your clients, and reduce surprises down the road.

What clauses in a separation agreement will support, or hinder, a client’s future mortgage approval?
How can equity buy-out language impact tax planning or borrowing capacity?
When is it better to refinance after a divorce versus assume a partner’s mortgage?

These questions aren’t just “nice to know,” they’re integral to delivering comprehensive counsel. That’s where a Certified Divorce Lending Professional (CDLP®) adds immediate value.

Tools You Can Offer Your Clients (And Use Yourself)

Divorce Strategy Hub
This app (free for your clients) delivers targeted content, calculators, and guided tools to help navigate mortgage and home-related decisions during the divorce process. Use it as a consult supplement or leave-behind resource.
Guides & Reports
Offer your clients downloadable assets, such as Refinancing After Divorce, Equity Buy-Out Options, and the Divorce Mortgage Planning & Real Property Detail Report. These resources elevate your value proposition.
Calculators
Tools like the Debt & Income Simulator or Support Income Qualifier help clients see what’s possible, and what isn’t, before committing.

Join as an Allied Professional

If you’re a family law attorney, mediator, financial planner, or mental health professional, the Allied Professional membership gives you:

Access to a vetted network of CDLP® & REM-S™ professionals
Co-branded resources to enhance your client offerings
Preferential referral pathways for high-stakes mortgage cases
Educational content and joint marketing opportunities

Become part of a team that delivers truly holistic divorce solutions.

Ready to Integrate Mortgage Strategy into Your Practice?

Partnering with a CDLP® or joining as an Allied Professional enables you to offer deeper value, reduce risk, and differentiate your services in the divorce space. Use the Divorce Strategy Hub, calculators, and guide assets to make your case stronger, every time.

Have questions? Our team is happy to talk through how this integration works in your jurisdiction and how you can begin leveraging mortgage strategy today.

Looking for a strong CDLP^® in your area?

A Certified Divorce Lending Professional brings the financial knowledge and expertise of a solid understanding of the connection between divorce and family law, financial and tax planning, and mortgage planning strategies as they all relate to real property and mortgage financing in a divorce situation.

Find a CDLP^®

What a CDLP® Brings to Your Team

Seamless Case Integration

A CDLP® collaborates with attorneys, accountants, mediators, and coaches to incorporate the home and mortgage into the overall divorce strategy. That means fewer gaps, less friction, and more predictable settlements.

Neutral Mortgage Guidance

CDLP®s can work with one or both spouses, providing objective scenarios for refinancing, mortgage assumption, or equity separation, all based on real numbers, not guesswork.

Proactive Timing

Getting mortgage planning involved early prevents deals that later unravel in court or during final mortgage underwriting. The right mortgage structure upfront avoids renegotiations later.

Tailored Solutions

Each divorce is unique. CDLP®s assess credit, debt-to-income, support income, and property attributes to recommend the best path; whether that’s keeping the house, selling, or creative financing.

Dual Credit Offered! Unlock the Power of Divorce Mortgage Planning for Your Divorce Financial Planning Practice!

Do you want to gain valuable insights and strategies to help divorcing couples navigate property division, financial settlements, and real estate matters as they all intersect with mortgage planning?

Integrating Divorce Mortgage Planning Into Your Financial Case Management is a 4 hour CE credit for the CDFA® designation and 4.5 hour CE credit for the CFP® designation.

Click Here For Course Information