A Certified Divorce Lending Professional (CDLP®) works to address the unique mortgage financing requirements that divorcing clients often face. The CDLP® does not provide tax or legal advice but works to provide insight into opportunities and proactively address challenges that may arise when a divorcing client is planning to buy a home or refinance an existing mortgage.
Will you be forced to sell your home in order to finalize your divorce if you aren’t able to refinance? How can you obtain a new mortgage if you were a stay-at-home parent during your marriage or if you were relying on two incomes to make ends meet? It’s perfectly normal to have questions about the best way to deal with a mortgage while ending your marriage, but a CDLP® can explain your options and help you decide the best way to proceed.
On average, 65-70% of divorces involve real estate—and the marital home is typically a couple’s largest asset. Divorce mortgage planning involves family law, financial and tax planning, real property, and mortgage planning. Working with a Certified Divorce Lending Professional helps ensure each piece of this puzzle fits together, so your client is able to move forward with confidence.
Whether they’re interested in refinancing an existing mortgage or buying a new home, homeowners who are ending their marriages have unique needs. The Divorce Lending Association provides mortgage professionals with access to training and business-building opportunities to help them better serve the needs of clients who are ending their marriages.
Divorce Mortgage and Lending Training: The Certified Divorce Lending Professional (CDLP®) certification program is your gateway to specialized expertise in divorce mortgage planning. Designed for mortgage professionals, it empowers you to navigate the unique financial complexities of divorce proceedings, build trust with clients facing divorce, and stand out in a competitive market. Become a CDLP® and unlock new opportunities for success in the mortgage industry.