Enhance Your Expertise with Our Comprehensive Divorce Mortgage Planning Course

Dual Credit Offered for CFP® and CDFA® Designations!

CFP and CDFA continuing education Divorce mortgage planning goes beyond mortgages; it involves understanding the complex connection between mortgages, property division, and the specific challenges of divorce from legal, financial, and tax viewpoints.

Did you know that certain aspects of real property may limit access to equity in an equity buyout situation? What are the tax implications when one party moves into an existing investment property as their new primary residence post-divorce? What financial and tax planning strategies are available to create qualified income streams for mortgage financing after divorce? What language in the marital separation agreement may benefit one party and harm the other when obtaining future mortgage financing? Is a loan assumption in your client's best interest?

This Continuing Education course isn't Mortgage 101. It is designed to help you guide your divorcing clients to make more informed decisions within the context of mortgage planning during divorce.

Integrating Divorce Mortgage Planning Into Your Financial Case Management

SELF-PACED ONLINE COURSE

  • CDFA® Credential: Approved 4-Hour CE Units
  • CFP® Credential: Approved 4.5 Hour CE Units (Course ID 319584)
  • This course is available online and is self-paced. CE credits will be reported to appropriate boards upon completion.

Course Instructor: Jody Bruns
Course Materials: Entire Course Deck PDF and Resources used in Case Studies.

Course Description and Objectives

In this course, you'll learn how mortgage planning can greatly influence divorce settlement finances. We're confident this will equip you with valuable tools to better assist your clients through the divorce process, making it suitable for all experience levels, whether you're new to divorce mortgage planning or seeking to broaden your expertise.

Course Highlights:

Part 1: Introduction to Divorce Mortgage Planning

  • Gain in-depth insights into the intersection of mortgages, divorce, and property division.
  • Learn to navigate the divorce mortgage planning journey while breaking down the four phases of divorce mortgage planning.

Part 2: Navigating Legal and Compliance Aspects of Divorce Mortgage Planning

  • Dive deep into the legal and compliance aspects of divorce mortgage planning as they pertain to real property in divorce, including property division, valuation methods, and lender requirements.
  • Master the nuances of settlement agreements including property division, ownership transfers, and loan assumptions incident to divorce.

Part 3: Financial Aspects of Divorce Mortgage Planning

  • Unpack the financial components, analyzing the impact of real property and mortgages in divorce.
  • Learn about tax implications and strategies to minimize tax liabilities for your clients, including timelines, potential capital gains from investment property turned primary housing in divorce, and protecting the mortgage interest deduction post-divorce.

Part 4: Exploring Mortgage Planning Aspects of Divorce

  • Explore creative solutions for mortgage-related challenges, from equity buyouts to selling marital homes.
  • Understand the influence of qualified income, converting asset sources into income, and debt assignment in the context of divorce.
  • Learn how to structure an effective equity buyout in a high-rate environment.
  • Resolve divorce mortgage planning concerns for military and senior divorces.

Part 5: Crafting Tailored Mortgage Solutions through Case Studies

  • Put your knowledge into practice with real-life case studies and practical applications.
  • Craft tailored mortgage solutions for specific client scenarios.

Enroll today and take your expertise in divorce mortgage planning to the next level with our dual credit course for CFP® and CDFA® designations. Secure your professional growth and provide superior service to your clients during one of life’s most challenging transitions

Dual Credit Course

  • CDFA® Credential: Approved 4-Hour CE Units
  • CFP® Credential: Approved 4.5 Hour CE Units

Course Registration Fee:

Free for Allied Professionals - Register in Member Portal Login

Non-Members $79
 Click Here To Register

 

Not an Allied Professional Member of the Divorce Lending Association? Learn more about membership opportunities by clicking here!