As a Certified Divorce Lending Professional, (CDLP™), I focus my practice on helping divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property.

With a focus on customer service, Ebe Cotton has built his business on industry knowledge, highly professional consultations and service, and thorough communication. He got his start in the real estate industry in 1981 by selling real estate for his father s company, the 5th Century 21 franchise in Indiana/Kentucky, which opened in 1977. Since then, Cotton has gained experience in various areas of the mortgage industry, including working as an FHA DE Underwriter, selling mortgages on the secondary market, and originating over 5,000 loans in excess of $1 billion dollars. He is an expert in FHA, VA, Rural Housing (USDA), New Construction, Rehab, and Conventional home mortgage loans for purchase and refinance.
Cotton said, I take great pride in working with a variety of homeowners. I am committed to every borrower s long term financial success. It is this commitment that leads my loyal customers to refer their family and friends. With AmCap's large product mix to support me, I know I will be able to continue providing the highest quality of service to my customers and referral partners. 

I have lived in Hamilton County since 1994 and have been active in a variety of youth sports, as a coach, sponsor, member of boards and in men s group at my church. If not helping a client or one of my realtor partners I am found playing golf or enjoying my family. Ebe is widowed and has two grown married children and five grand children  

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