As a Certified Divorce Lending Professional, (CDLP™), I focus my practice on helping divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property.

With my career extending from financial advisory with Merrill Lynch, tax preparation with HR Block, real estate sales, environmental law compliance with the Department of Defense, and implementing quality controls with HP & IBM, I had accumulated many perspectives to be your trusted Certified Divorce Lending Professional. I believe divorcing clients deserve to be better served than the status quo.

As a CDLP, Joe brings his financial knowledge and expertise of a solid understanding of the connection between Divorce and Family Law, IRS Tax Rules and mortgage financing strategies as they all relate to real estate and divorce.

With 25 yrs of mortgage industry experience, Joe has been invited as a guest speaker on multiple occasions at Sacramento State Bar Family Law Section and at the Sacramento Collaborative Divorce Group, Placer County Association of Realtors and Sacramento County Association of Realtors.


Servicing all of Bay Area, Silicon Valley, Oakland, San Jose, Santa Clara, Sacramento, Chico, Redding, California (CA), Nevada (NV)

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