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Always work with a Certified Divorce Lending Professional (CDLP™) when going through a divorce and real estate or mortgage financing is present.
This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice.
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Privacy Policy
Luminate Home Loans Privacy Policy
Luminate Home Loans, Inc, has created this privacy statement in order to demonstrate our firm commitment to privacy. What personal information is being collected? Unless this web site asks for specific personal information in order to respond to requests for information or to register uses for particular services, only the following information will be collected when you use this site: · your server address; · the date and time of your visit to the site; · the pages you accessed and the documents downloaded; · the previous site you visited; and · the type of browser you are using. This information is collected for statistical purposes and to enable us to improve the navigation functions of our web site. Who is collecting personal information? Where this site specifically asks for your personal information (for example to respond to requests for information or to register users for particular services), your personal information will only be collected by staff of Luminate Home Loans, Inc. who have responsibility for responding to such requests or administrating such registrations. How is personal information used? Personal information collected on this web site will only be used for the purposes stated at the time of collection. Your personal information will not be forwarded to any third party, added to a mailing list or used for any other purpose without your consent. Cookies Cookies can be either “persistent” or “session” based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behavior upon return to the issuing web site. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. Upon closing your browser the session cookie set by this web site is destroyed and no personal information is maintained which might identify you should you visit our web site at a later date. Access to personal information collected on this site Unless required by law to do so Luminate Home Loans, Inc. will only disclose personal information collected on this site to a third party if consent has been provided. Security of personal information collected on this site This site does not provide facilities to guarantee the secure transmission of information across the Internet. Whilst reasonable efforts are used to provide security, users should be aware that there are inherent risks in the transmission of information across the Internet. Outside Links These sites may on occasion provide links to other sites for your convenience or additional information. Luminate Home Loans, Inc. is not responsible for any content or practices of these sites. Your Rights You can request access to the personal information (if any) that we keep on record. If you believe any information that we keep on record is incorrect or out of date you may request that it be corrected. There is no fee for requesting access to your information, however, we may charge you the reasonable cost of processing your request. Further Information For further information about this Privacy Statement contact [email protected] 10. CONTACT US If you have any questions, comments or concerns regarding our Privacy Policy and/or practices, please send an email to: [email protected] Luminate Home Loans, Inc.7505 Metro Blvd. Ste 600Edina, MN 55439.
