Above all else, the CDLP™ uses their knowledge and expertise to help the divorcing homeowner make a more informed decision regarding their home equity solutions and mortgage financing options.

A Certified Divorce Lending Professional brings the financial knowledge and expertise of a solid understanding of the connection between Divorce and Family Law, IRS Tax Rules, and mortgage financing strategies as they all relate to real estate and mortgage financing in a divorce situation.

In over 70% of all divorces in the United States real estate is involved and most often, so is the need for mortgage financing. Due to the unique mortgage financing requirements that divorcing clients often face, a Certified Divorce Lending Professional is a major member of the Professional Divorce Team.

The role of the CDLP™ is to not only help the divorcing client, but the other members of the professional divorce team understand the home equity solutions available, as well as the challenges divorce, can bring to mortgage financing during and after the divorce. When the CDLP™ is involved during the divorce process and not after the fact, many potential financing struggles can be avoided with valuable and educated input from the Certified Divorce Lending Professional.  

The CDLP™ understands their role is not to provide legal or tax advice. Their role on the professional divorce team is to help by providing insight on mortgage financing opportunities, recognizing potential legal or tax concerns that may arise in any given circumstance, while bringing these concerns or opportunities to the attention of other team members.

• Serve as a neutral facilitator rather than as an advocate and advisor representing only one party in the divorce.
• Become an essential part of the professional divorce team and become involved early in the process rather than as a post-decree referral.
• Recognize potential legal and tax implications with regards to mortgage financing in divorce situations.
• Identify potential concerns with support/maintenance structures that may conflict with mortgage financing opportunities.
• Implement a strategic divorce settlement agreement while working with the professional divorce team that ensures the best opportunities to secure mortgage financing post-divorce.
• Work with divorcing couples in a collaborative setting and other Alternative Dispute Resolution methods.
• Become an Effective Expert Witness.
• And So Much More!

The Certified Divorce Lending Professional (CDLP™) Certification Course is a divorce mortgage planning training program designed to prepare you to become an integral member of the professional divorce team. How to identify appropriate mortgage financing and real estate strategies for divorcing clients while recognizing potential hurdles or opportunities with regards to potential tax or legal concerns as they pertain to real estate and divorce.

Program Structure & Breakdown

Introduction to the Divorce Market

Divorce Principles

Grasp a thorough understanding of the divorce process while becoming a financial neutral in Alternative Dispute Resolution, how to work with high conflict clients, and becoming an effective expert witness.

• Lesson 1: The Divorce Process
• Lesson 2: Alternative Dispute Resolution
• Lesson 3: Becoming an Expert Witness

Family Law & Real Estate

Apply your knowledge and understanding of real estate and mortgage financing as they intersect with the various aspects of family law in a divorce situation. 

• Lesson 1: Equitable Distribution & Community Property
• Lesson 2: Dividing Real Estate in a Divorce
• Lesson 3: Transferring Ownership of Real Property
• Lesson 4: Types of Property in the Marriage

Tax Law & Divorce with Real Estate

Learn to recognize important tax implications divorcing clients face and how to help set them up for success post-divorce. 

• Lesson 1: Importance of Basis & Other Tax Concerns
• Lesson 2: Mortgage Interest Deduction & Divorce
• Lesson 3: Retirement Accounts & Divorce
• Lesson 4: Support Income
• Lesson 5: Selling the Marital Home

Divorce & Real  Estate

Work with divorcing sellers and buyers while avoiding common legal pitfalls.

• Lesson 1: Working with Sellers & Buyers
• Lesson 2: Protecting Your License

Mortgage Planning & Divorce

Apply ethical lending standards in Divorce Mortgage Planning. 

• Lesson 1: Overview of Equity Buy-Out and Real Property Disposition.
• Lesson 2: Ethics & Fair Lending in Divorce Mortgage Planning
• Lesson 3: Income and Liabilities
• Lesson 4: Credit & Documentation
• Lesson 5: Home Equity Solutions in Divorce

CDLP Certification Exam

Building and Structuring Your Divorce Mortgage Planning Practice

We create a culture of learning. Helping CDLP™s acquire additional knowledge, skills, and expertise. Our coaching program is an effective approach to organize, create, capture and distribute knowledge. It also reduces the time required for knowledge transfer by providing direct access to our CDLP™ experts and peers who can share the required knowledge and skills in an environment that promotes rapid learning and scaling.

Because 80 percent of learning is informal, mentoring empowers learning in ways that manuals, intranets, and training programs can’t it shortens the learning curve, and enhances your productivity and success as a CDLP™.

We have a group coaching call every Thursday starting at noon eastern. Join industry coaching experts with experience in the divorce mortgage industry including Jody Bruns, Greg Gale, and Jen Du Plessis!

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The Divorce Lending Association provides a strong and results-driven marketing and business development platform.  Keeping you top of mind with divorce professionals as their go-to CDLP™ expert and resource.

The CDLP Marketing & Business Development Platform is optional and can be added on for $149/monthly. No contract or minimum use period.

Build your Divorce Mortgage Planning Practice with our amazing:

• 6 Step CDLP™ Business Launch. We help you set up your practice, identify your strategic partners and get in front of the divorce attorneys, financial planners, and others!
• Ongoing CDLP™ Marketing & Business Development (Weekly Mentoring | Weekly Marketing | Automated Digital Marketing & Lead Generation | & More!)
• CDLP™ Personalized Landing Pages including weekly marketing update & lead generation.
• Automated Marketing Campaigns featuring you as the local CDLP™ Expert
• Weekly group coaching calls to keep you growing, educated and motivated.
• Educational content-driven marketing material.
• Weekly social media posts for you to share on your social media platforms.
• An entire vault of high-quality and compliant marketing material including marketing flyers, booklets that attorneys love to keep on hand in their offices, personal brochures, and more. 
• Specialty Education including mediation training; negotiation strategies; divorce real estate; & more!
• Continuing Education Classes and Presentations| Monthly Live Lunch & Leverage classes for your strategic partners in YOUR OFFICE or learn to present already approved classes on your own. Many offer Continuing Education credits for attorneys, CFP, and CDFA designations.

The CDLP™ Business Building  & Development Platform builds a successful divorce lending practice for you!