- Janice Nugent
- Janice Nugent, CDLP®
- NMLS ID 289353 Member Since 2023
- 904 Sousa Dr
Walnut Creek, CA 94597- 925-683-0787
- Send a Message
- https://www.janicenugent.com/
As a Certified Divorce Lending Professional, my practice is Divorce Mortgage Planning. This is not a loan product or a mortgage application. It is the analysis that sits underneath the property and debt decisions in a divorce: what the equity solutions actually are for each party, whether the proposed settlement will support financing once the decree is entered, how support, timing, and title language affect qualification, and where the settlement, the mortgage, and the real property contradict one another. I bring that analysis to the divorce team while the terms are still open, because after the agreement is signed, the language is what everyone has to live with, and financing has to conform to it rather than the other way around.
I began my career on Wall Street, building a strong foundation in financial markets that continues to guide my business today. For over two decades, I have combined this deep financial expertise with my passion for educating clients, helping individuals and families navigate the mortgage process with clarity and confidence. As a Certified Divorce Lending Professional, I provide specialized guidance to clients and professionals navigating the unique financial challenges of divorce. I collaborate closely with family law attorneys, mediators, financial advisors, tax professionals, and real estate agents to deliver tailored mortgage solutions that protects my clients financial well being during times of significant life transition. My approach is centered on leadership, education, and advocacy, allowing me to serve as a trusted partner not only to my clients but to the entire divorce team. My business continues to grow through trusted relationships and introductions, as I remain committed to being a long term resource and advocate for both my clients and professional partners.
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- 904 Sousa Dr
How can I help you? Register for weekly divorce mortgage planning tips and newsletter; Download Divorcing Homeowner Workbook or Request More Information.
Always work with a Certified Divorce Lending Professional (CDLP®) when going through a divorce and real estate or mortgage financing is present.
This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice.
Copyright Divorce Lending Association. No portion of this content may be reproduced without the written consent of the Divorce Lending Association.
Read My Latest Testimonials
“Janice Nugent is incredibly knowledgeable, professional, and supportive. She took the time to explain every step clearly and made a complicated process much easier to navigate. Her expertise as a Certified Mortgage Planning Specialist and Certified Divorce Lending Professional truly sets her apart. I highly recommend Janice to anyone looking for a trustworthy and experienced mortgage professional!”
~ N. Hoveyda - Client
“I honestly had no idea that i would ever qualify for a loan. Every bank I spoke with told me that i didn't meet the requirements and that keeping the house simply wasn't an option. I met Janice the day after my divorce was finalized. It had been a long, difficult, and emotionally exhausting process. More than anything, my ex-husband wanted me to leave the house. At that point, i felt defeated and believed I was running out of options. If it weren't for Janice, I would have never believed that saving my home was even possible. The home, where my children grew up, where some of the most important memories of our lives were made, and losing it would have been heartbreaking for them. From the very beginning, she walked with me through every single step of the process. She explained everything, answered every question, and somehow made an incredibly overwhelming situation feel manageable. What impressed me the most was that she wasn't just a mortgage broker - she became a source of strength during one of the hardest periods of my life. There were days when i would text her saying i was terrified, convinced everything was falling apart, and within minutes i would hear her calm, confident voice reminding me that we would get through it. We were working under tight deadlines, yet she somehow managed t0o coordinate everything as if by magic. Every obstacle that came up was handled professionally, quickly, and with incredible determination. No review can truly express how grateful I am for everything she did for me and my family. She didn't just help me to get the loan - she helped me keep my children's home, preserve our stability, and move forward into a new chapter of life. I will never forget her kindness, dedication, patience, and anwavering belief that we could make this happen. ”
~ Anna M. - Client
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