- Jeffrey Cruz
- Guild Mortgage
- NMLS ID 225971
As a Certified Divorce Lending Professional, (CDLP®), I focus my practice on helping divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property.
As a Certified Divorce Lending Professional (CDLP®), I understand the unique challenges and intricacies involved in this process.
In my role, I work closely with divorce teams to conduct thorough assessments, ensuring that we identify and address any potential conflicts that may arise between the marital settlement agreement, mortgage obligations, and real property ownership. This collaborative approach ensures that our clients receive comprehensive and tailored solutions to meet their specific needs.
Once we have a clear understanding of our clients' desired outcomes, I take a holistic and strategic approach to address the critical aspects of mortgage and real estate planning within the context of the marital settlement agreement. This approach encompasses various components, including title analysis, tax planning, liability analysis and management, Income analysis and opportunity cost evaluation related to their home equity. By considering these factors as part of the larger picture, we can create a comprehensive plan that serves our clients' best interests.
My goal is to ensure that the outcomes we facilitate are not only legally sound but also aligned with our clients' immediate and long-term life and financial objectives. I firmly believe that this meticulous and client-centered approach enables me to make a profound and enduring positive impact on the lives of our clients as they navigate the intricate terrain of divorce to provide them with a clear and strategic plan for life beyond divorce.
I always recommend scheduling a time to talk. You can click on the link below to schedule a time and date that works best for you.
NMLS # 225971 licensed in TX, FL
Certified Divorce Lending Professional (TM) – Divorce Lending Association
Certified Liability Advisor- Borrow Smart University
Faculty-National Institute of Financial Education
Member of the San Antonio Bar Association
Member of Collaborative Divorce of Texas
Member of San Antonio Estate Planners Council
Volunteer efforts with the Alzheimer Association
Form Member of the Board of Reach Maximum IndependencePersonally, I love being a husband, father and pouring into my relationships as well as my personal interest such as all aspects of learning, practicing self-care, music and travel.
Connect with me on social: https://www.linkedin.com/in/jeffrey-cruz-20a71515/
Connect with me on social: https://www.facebook.com/JeffCruzTeam
How can I help you? Register for weekly divorce mortgage planning tips and newsletter; Download Divorcing Homeowner Workbook or Request More Information.
Always work with a Certified Divorce Lending Professional (CDLP®) when going through a divorce and real estate or mortgage financing is present.
This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice.
Copyright Divorce Lending Association. No portion of this content may be reproduced without the written consent of the Divorce Lending Association.
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