Joshua Donion
Certified Divorce Lending Professional (CDLP)

As a Certified Divorce Lending Professional, (CDLP^®), I focus my practice on helping divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property.

As a Certified Divorce Lending Professional, (CDLP),  my practice is focused on helping divorcing homeowners make more informed decisions.   With 22+ years in the mortgage industry, combined with surviving an acrimonious divorce, I have meshed my professional expertise and personal experience to help best serve you.  

I bring a unique perspective when it comes to residential lending as a CDLP.  Securing a mortgage (or preparing to obtain mortgage financing) in the context of divorce is unlike any mortgage process you’ve experienced before.  As a CDLP, I work together with you and the divorce team to better understand home equity solutions, and help explore options that may be  available to you.  I help identify potential conflicts between the divorce settlement and it’s impact on your ability to qualify for a new mortgage, regarding real property (that you currently own, or wish to acquire).

Even in the best of circumstances, going through a divorce is draining, devastating, and fracturing.  My goal is to help position you and your family get on a clear path to rebuild, and help you get back on track to be as whole as possible at the end of this process.  As a CDLP I take a holistic approach, and encourage the colloaboration with the entire divorce planning team (family law professionals, tax professional, financial planners, and therapists) 

Granted, my divorce was at times tense, terse, and moderately complicated (due to the multiple variables, such as custody, support, division of assets, and mulitple pieces of real estate), I’m happy to report that we now co-parent very well, and our son knows he is loved and mutually supported.  It hasn’t always been easy, but the work to put the ego aside for our childs best interest has especially been worth the effort.  Beyond mortgage planning, I’m happy to share my life experience post-divorce, and share with you some things I’ve done personally to help ‘reclaim’ myself (including, 

•    Getting a fluffy Ragdoll Kitten ‘Spike’,
•    Starting the practice of Martial Arts, via the Jun Fan Gung Fu Institute (Bruce Lee’s original school, to help on the path of ‘self actualization’
•    Practicing Yoga
•    Reading an abundance of materials based on ‘mindfulness’ (i.e. The Four Agreements, Mastery of The Self, Non-Violent Communication, Gratitude practices, ect)

With that said, one thing I’ve learned is that we can’t make anyone do anything they don’t want to do, and the only thing we can control is how we respond and how we choose to show up.
If you’ve made it this far, thank you.  I appreciate the opportunity to share, and hope that I can be a meaningful resource for you