• Kristina Fischer
  • Kristina Fischer
  • Universal Lending
  • NMLS ID 1145068
    Member Since 2026
  • 4491 South Ensenada Street
    Centennial, CO 80015
  • 303-506-5761

As a Certified Divorce Lending Professional, my practice is Divorce Mortgage Planning. This is not a loan product or a mortgage application. It is the analysis that sits underneath the property and debt decisions in a divorce: what the equity solutions actually are for each party, whether the proposed settlement will support financing once the decree is entered, how support, timing, and title language affect qualification, and where the settlement, the mortgage, and the real property contradict one another. I bring that analysis to the divorce team while the terms are still open, because after the agreement is signed, the language is what everyone has to live with, and financing has to conform to it rather than the other way around.

Kristina Fischer is a holistic mortgage advisor, wealth and empowerment coach, and community builder with more than a decade of experience helping individuals and families navigate major life transitions through homeownership.

She was drawn to working with individuals navigating divorce because housing is often one of the most significant financial decisions made during the process. Kristina believes that with the right guidance, education, and strategy, clients can move through uncertainty with greater clarity and confidence.

As a Mortgage Advisor and Strategist, she helps clients understand their options, evaluate affordability, navigate mortgage qualification, and create a personalized housing plan that supports their next chapter. Her approach is both strategic and holistic, looking beyond the loan itself to support long-term financial stability and well-being.

Connect with me on social: https://www.linkedin.com/in/kristina-fischer-ba225259/ 

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Connect with me on social: https://www.instagram.com/kristinamortgageflow/