As a Certified Divorce Lending Professional, my practice is Divorce Mortgage Planning. This is not a loan product or a mortgage application. It is the analysis that sits underneath the property and debt decisions in a divorce: what the equity solutions actually are for each party, whether the proposed settlement will support financing once the decree is entered, how support, timing, and title language affect qualification, and where the settlement, the mortgage, and the real property contradict one another. I bring that analysis to the divorce team while the terms are still open, because after the agreement is signed, the language is what everyone has to live with, and financing has to conform to it rather than the other way around.

Marty Smith is a Boss with over 20 years of mortgage experience. Once Marty was asked why he does what he does, he answered, “I know if I help someone, they won’t get taken advantage of by someone else.” Marty’s values guide his actions in both business and his personal life.

Deliver on your promises.
Be a lifelong learner.
Share knowledge.
Every problem has a solution.
He won’t mention this, but we’ll mention it for him; Marty’s received many awards over his two-decade career. His latest achievement in 2022, he was recognized as a top-rated producing Loan Originator by the Scotsman Guide!

Marty’s not all work; he’s also got a playful spirit and a big heart. He’s a fun dad who loves spending time with his three energetic boys, who keep him on his toes! Marty’s a long-time Ventura County resident and regularly gives back to his community. A foundation close to his heart is The Young and Brave. By working with Marty, each client helps give back too. A donation is made on their behalf to the Young and Brave Foundation with every closed loan. If you get up early enough, you can spot Marty at the local break catching a wave on his way into work—the End.

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