- Michael Schreiber
- NEXA Mortgage
- NMLS ID: 1977576
As a Certified Divorce Lending Professional, my practice is Divorce Mortgage Planning. This is not a loan product or a mortgage application. It is the analysis that sits underneath the property and debt decisions in a divorce: what the equity solutions actually are for each party, whether the proposed settlement will support financing once the decree is entered, how support, timing, and title language affect qualification, and where the settlement, the mortgage, and the real property contradict one another. I bring that analysis to the divorce team while the terms are still open, because after the agreement is signed, the language is what everyone has to live with, and financing has to conform to it rather than the other way around.
I have been there and done that! Divorce does take a great toll and there is a lot of rebuilding necessary in post-divorce life. The financial decisions made now will impact the financial future of all involved. The marital home is typically a divorcing couple's biggest asset. There are many potential roadblocks and pitfalls involved in the decisions around that biggest asset. Setting up and trusting the right professional team to make sure all options to creating the best possible outcomes are considered, is ESSENTIAL! Make sure that team includes a Certified Divorce Lending Professional (CDLP).I have 25+ of experience in bank lending. I know the underwriting guidelines. I know how tricky the mortgage process can be for divorcing couples. I hold a Bachelor's Degree in Accounting and a Master's Degree in Finance. I will utilize my education, experience, and practical know-how to help the Divorce Team to navigate the very best outcomes for all parties involved.I am currently licensed in PA, NJ, CT & FL
Connect with us on social: https://www.linkedin.com/in/mortgage-finance-michael-schreiber/
NMLS ID: 1977576
Licensed in the following states:
- Pennsylvania
- New Jersey
- Connecticut
- Florida
How can I help you? Register for weekly divorce mortgage planning tips and newsletter; Download Divorcing Homeowner Workbook or Request More Information.
Always work with a Certified Divorce Lending Professional (CDLP®) when going through a divorce and real estate or mortgage financing is present.
This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice.
Copyright Divorce Lending Association. No portion of this content may be reproduced without the written consent of the Divorce Lending Association.
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