Michelle Muhammed, CFP®, CDFA®, ChFC®, CBDA, brings over two decades of financial experience to her role. Her journey to specializing in divorce financial advising began when she witnessed how poor divorce settlements haunted clients' financial futures for years.

Despite her extensive experience in financial planning, Michelle recognized that divorce financial advising required specialized knowledge. Troubled by the lack of support and resources available, and seeing clients make costly mistakes, she decided to make a difference. This led her to become a Certified Divorce Financial Analyst (CDFA®) and ultimately found The Next Chapter Divorce, aiming to offer better choices to people facing divorce.