As a Certified Divorce Lending Professional, (CDLP®), I focus my practice on helping divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property.
My name is Nicola Dolin, but my friends call me Niki. I have been a loan officer for 15 years. Philadelphia Magazine has recognized me for my superior customer service in their 5 Star Mortgage Awards. Quickly I realized that I was selling something everyone valued," A Good Night's Sleep". Life and finances often get in the way of this. Mortgages became my entry to long run helping people understand their finances and organize their lives. Division of property and equity in the property is a major consideration during a divorce. As a loan officer I seemed to be entering the discussion too late to help. If I only had the ability to guide a divorce team into writing things that I could easily accomplish. If the team understood that title and loan programs made it not possible to accomplish what they were requesting. Keeping up with my industry was a full-time job and I knew my others could not possibly. Covid made the situation even more challenging putting seconds on properties. Often one not both parties were involved in paying and even modifying loan agreements. Becoming a CDLP was something others discouraged me from pursuing. I can now say with great confidence they were wrong. My role is vital in a smooth transition of property and financial independence.
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