Nicole Belle
Certified Divorce Lending Professional (CDLP®)

As a Certified Divorce Lending Professional, (CDLP^®), I focus my practice on helping divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property.

Nicole Belle | Guiding Clarity Through Complexity
Nicole Belle is more than a mortgage lender — she’s a strategist for life’s most pivotal transitions. As a Certified Divorce Lending Professional (CDLP®) and experienced divorce coach, Nicole brings wisdom, structure, and calm to a moment too often clouded by fear and confusion: the end of a marriage.

With over 15 years in real estate and mortgage lending, Nicole doesn’t just originate loans — she illuminates options. She helps clients and their advisors see the full financial picture, ask the right questions, and make decisions rooted in long-term stability. Whether navigating home equity buyouts, new mortgage qualifications, or credit preservation, Nicole integrates legal context, lending strategy, and emotional understanding into a clear path forward.

Her work is grounded in the belief that knowledge dissolves anxiety. That’s why attorneys, mediators, and financial planners trust her as a vital member of the professional divorce team — and why clients walk away not only with solutions, but with a sense of empowerment.

As a divorce coach, Nicole helps clients turn uncertainty into action. Her guidance is not just about closing loans — it’s about opening new chapters with clarity and confidence.

When she’s not helping others find financial footing, Nicole is at home in El Dorado Hills with her husband and three children, cooking meals, building memories, and staying engaged in her community. She also leads educational workshops on housing and financial resilience during divorce — because the right knowledge, shared at the right time, changes everything.