As a Certified Divorce Lending Professional, (CDLP®), I focus my practice on helping divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property.

As a Certified Divorce Lending Professional, I focus my mortgage practice on helping divorcing homeowners make a more informed decision regarding home equity & real property, 
Working directly with the divorce team as a CDLP® we incorporate the Divorce Mortgage Planning into the overall process with a unique and solid understanding of the interaction of family law, financial and tax planning, real property, and mortgage planning.
We provide a extensive and detailed Property Report that assist the divorce attorneys with the case file.

Being a divorcee myself I have personal knowledge on what couples are going through.
My name is Racheli Refael, I'm a Divorce Mortgage Planner holding several certifications and designation.
•    CDLP® – Certified Divorce Lending Professional by the Divorce Lending Association 
•    CDS – Certified Divorce Specialist -by the NADP National Association of Divorce Professionals.
•    RCS-D Designee. RCS-D which stands for Real Estate Collaboration Specialist- Divorce. 
        I was trained by Professor Kelly Murray with degrees from Stanford University and Harvard Law School.

The goal is to preserve Home Ownership Eligibility, and protect the credit.

Love the opportunity to see how we can collaborate.
My Best, Racheli

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