As a Certified Divorce Lending Professional, (CDLP®), I focus my practice on helping divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property.

With over 36 Years experience as a mortgage professional, Sandy has worked all aspects of the mortgage industry. Sandy is the founder and CEO of Krimat Financial Learning Center where she mentors and trains mortgage professionals. She also holds several certifications including Certified Divorce Lending Professional and is a member of the El Paso County Bar Association. Her broad knowledge and experience lend the perfect blend of skills to help obtain the mortgage financing that suits every borrowers needs. Sandy works very closely with the real estate community, Attorneys, Accountants and Financial Advisors. She is known for her dedication to providing outstanding personalized service to all her clients.

As a CDLP Sandy takes a holistic approach in the process of evaluating mortgage options in the context of the overall financial objectives as they relate to divorcing situations. Working directly with the divorce team, a CDLP™ understands the intersection of divorce, tax, real estate, and mortgage financing. The role of the CDLP™ is to help integrate the mortgage selected into the overall long and short-term financial and investment goals, to help minimize taxes, to minimize interest expense, and maximize cash flow. Sandy's mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and mortgage financing opportunities during and after the divorce.

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