Welcome to the Divorce Lending Association Article Library, your ultimate resource for navigating the complexities of divorce real estate and mortgage lending. Our extensive collection of articles is designed to provide you with expert insights, practical strategies, and valuable tips on managing real estate and mortgage challenges during and after divorce. Whether you are a mortgage professional, real estate agent, or someone going through a divorce, our Certified Divorce Lending Professionals (CDLP®) share their in-depth knowledge on topics such as refinancing options, equity buyouts, legal and tax implications, and effective management of the marital home. Dive into our articles and equip yourself with the information you need to make informed decisions and secure a stable financial future.
- Page 1
-
CDLP®, REM-S™ and CDHN™: Three Designations, Three RolesWhat the CDLP®, REM-S™ and Certified Divorce Housing Neutral™ designations each mean, who can earn them, and how to tell which one a divorce case needs.
-
Introducing the Certified Divorce Housing Neutral™A new designation for the housing question in divorce: a CDLP® who shows both spouses whether each can hold the housing plan, with no stake in any loan.
-
What a Divorce Settlement Can and Cannot Do About the MortgageA settlement binds the spouses, not the noteholder. Three states now require conventional mortgages to be assumable, and none releases the departing spouse.
-
CDLP® Doesn't Teach You What to Do. It Teaches You How to Think.CDLP® certification doesn't teach you what to do, it teaches you how to think. Learn why the knowledge, not the loan, grows a loan officer's whole business.
-
How to Tell If a Professional Certification Is Actually CredibleA field guide, using four divorce-adjacent designations (CFP®, CDFA®, CDRE®, and CDLP®) to show what separates a real credential from a weekend badge, and why the divorce-lending seat is the one most often filled by someone who never earned it.
-
The Four Adjustments Behind a Buyout That Actually FundsThe standard divorce buyout formula misses four variables that decide whether it can be funded. What family law professionals should check before settlement.
-
The Missing Voice in Divorce Settlements: Why Hypotheticals Become Unexecutable DecreesMost divorce settlements negotiate the marital home on assumptions, not verified facts. Learn why a CDLP® belongs on the team before negotiations begin.
-
The Financial Blind Spots in Divorce Real Property DecisionsDiscover how financial and tax planning impacts real property decisions in divorce. Learn why integrating mortgage, tax, and financial strategies with a Certified Divorce Lending Professional (CDLP®) can help create clarity and stability for both parties.