At the Divorce Lending Association, we provide specialized training to mortgage industry professionals serving divorcing homeowners. In our library of articles, learn how a CDLP® can benefit the work of the professional divorce team.
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CDLP®, REM-S™ and CDHN™: Three Designations, Three RolesWhat the CDLP®, REM-S™ and Certified Divorce Housing Neutral™ designations each mean, who can earn them, and how to tell which one a divorce case needs.
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Introducing the Certified Divorce Housing Neutral™A new designation for the housing question in divorce: a CDLP® who shows both spouses whether each can hold the housing plan, with no stake in any loan.
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What a Divorce Settlement Can and Cannot Do About the MortgageA settlement binds the spouses, not the noteholder. Three states now require conventional mortgages to be assumable, and none releases the departing spouse.
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"How Do I Keep the House?" Is the Wrong QuestionClients ask how to keep the house. The question that decides the outcome is how it fits the life ahead. How to reframe it before it hardens.
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The Real Cost of Keeping the HouseWhy a 50/50 split of today’s equity is rarely a 50/50 split of the future, and why the option that looks better on paper still has to survive underwriting.
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How to Tell If a Professional Certification Is Actually CredibleA field guide, using four divorce-adjacent designations (CFP®, CDFA®, CDRE®, and CDLP®) to show what separates a real credential from a weekend badge, and why the divorce-lending seat is the one most often filled by someone who never earned it.
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Divorce Mortgage Planning: Why Summer Is the Time to Evaluate the HouseLate-summer divorce filings surge every year. Learn why evaluating divorce mortgage planning and home feasibility before the filing keeps fall settlements executable, and how a CDLP fits the divorce team.
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The Four Adjustments Behind a Buyout That Actually FundsThe standard divorce buyout formula misses four variables that decide whether it can be funded. What family law professionals should check before settlement.
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The Missing Voice in Divorce Settlements: Why Hypotheticals Become Unexecutable DecreesMost divorce settlements negotiate the marital home on assumptions, not verified facts. Learn why a CDLP® belongs on the team before negotiations begin.
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The Financial Blind Spots in Divorce Real Property DecisionsDiscover how financial and tax planning impacts real property decisions in divorce. Learn why integrating mortgage, tax, and financial strategies with a Certified Divorce Lending Professional (CDLP®) can help create clarity and stability for both parties.
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Title Concerns in Divorce: Hidden Risks of Post-Decree OwnershipRemaining on a home's title after divorce creates legal, financial, and tax risks. Learn how CDLP®s help professionals build more durable settlements.
